With an increase in online shopping this year, you’re probably already practicing basic online and mobile safety. But there are some credit card-specific measures, for both personal and business purposes, that are worth considering:
Know your merchant. When shopping online, look for sites with “https” in their web addresses (the “s” stands for “secured”) and the green lock icon; make sure the URL includes the correct company’s name, rather than a close-but-not-correct version; and, even on a secured site, share your information only if you know how it will be used.
Type for each transaction. Minimize the number of times your credit card number is stored on an online shopping site. Instead, plan to input your credit card number each time you make a transaction.
Add a layer. Consider using an online payment system or mobile payment service like PayPal, Apple Pay, Samsung Pay or Android Pay to keep your credit card number out of the hands of merchants, so that if a merchant is hacked, it can’t leak your account number.
Watch out for public Wi-Fi. Don’t shop or conduct financial transactions, including checking your accounts, using public Wi-Fi. Because it’s a public network, your information can easily be viewed by anyone.
Additional safety tips can be viewed in this article. Or feel free to contact us if you'd like to discuss issues you are concerned about.
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